May 29, 2012
by Bruce

When are you planning to Retire….?

Until recently, if you needed or wanted to continue working after age 65 and you wanted disability coverage there was nothing available. No  insurance company was offering a disability product.  In December 2011 an insurer announced they would now offer … Continue reading

May 17, 2012
by Bruce

Whose hands is your family’s financial security in?

Disability insurance replaces a portion of your income if you become disabled from an accident or sickness. Why Do I Need Disability Insurance? People are unaware of the startling disability statistics. Often they have purchased life insurance to protect their families … Continue reading

January 10, 2012
by Bruce
1 Comment

Why Group Long Term Disability Rates are Increasing…

As private group benefit plans rates are increasing in some markets, we are seeing (at times) substantial rate increases in Long Term Disability. Below are some examples of why this is happening: The Long Term Disability market is experiencing a significant increase … Continue reading