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May 29, 2012
by Bruce
2 Comments

When are you planning to Retire….?

Until recently, if you needed or wanted to continue working after age 65 and you wanted disability coverage there was nothing available. No  insurance company was offering a disability product.  In December 2011 an insurer announced they would now offer … Continue reading

January 10, 2012
by Bruce
1 Comment

Why Group Long Term Disability Rates are Increasing…

As private group benefit plans rates are increasing in some markets, we are seeing (at times) substantial rate increases in Long Term Disability. Below are some examples of why this is happening: The Long Term Disability market is experiencing a significant increase … Continue reading